Nucleus Wealth offers all investment portfolios through personal superannuation.

Once aboard, Nucleus Wealth sends you a prefilled form to give to your employer, where we can accept additional contributions much like any other fund.

Onboarding to create the client’s Nucleus Wealth superannuation account is easy and paperless, and the platform takes care of the rollover from your previous superannuation fund electronically.

We offer two different versions:

DASH

This is our low-cost superannuation option.

• This is best for lower balance (below $150,000) superannuation accounts
• Cost-effective solution for higher balances who prefer ETFs rather than direct international.
• Administration fees: 0.385% for the first $500,000. 0.035% thereafter.
• Trading fees: 0.11% 

Praemium Super SMA

• Best for mid-balance ($150,000-$300,000) superannuation accounts who are looking for more investment options
• Best for higher balance ($300,000+) superannuation accounts.

The fee structure is more complicated. See below for an indicative table showing the tiers, or log-in to our portal so we can generate a quote for you based on your balance and show the full costs.

Note that these instructions are for any accounts except personal superannuation. 

1. Log in to https://portal.nucleuswealth.com
2. Click on "Your Account(s)"
3. Find the account that you wish to withdraw from. Under this account, there is a "manage withdrawal"  button
4. Click "Create New Withdrawal"
5. You will have the option to do either a partial or full withdrawal

Superannuation money can only be withdrawn under a number of specific circumstances. Please contact us if you have a specific need

If you are changing to a new fund

You may request a rollover from your new fund. You are not required to contact us.

If you are in pension phase

Please contact us to set up a regular withdrawal process.

If you are claiming hardship or special circumstances

We will need you to fill in a form from the platform you are invested on. Please log in to https://portal.nucleuswealth.com and then click on the "forms" link.

Note that these instructions are for any accounts except personal superannuation. 

1. Log in to https://portal.nucleuswealth.com
2. Click on "Your Account(s)"
3. Find the account that you wish to withdraw from. Under this account, there is a "manage withdrawal"  button
4. This page has a list of withdrawals in progress or that are completed. Click on "See details" for the withdrawal that you want.
5. There are 8 stages that we show:
   • Date Requested: Date you submitted the request
   • Date Trading Instruction Given: Date the trading platform confirmed your instructions
   • Date First Traded: Date of first stock trades to sell down your holdings into cash. Note that for larger withdrawals, trades may occur in multiple international markets, and public holidays may play a factor in delaying the settlement of some transactions
   • Date Trading Complete: Date that all trades are completed.
   • Date First Settled: Date that your trading account received the first cash from your trades. If you are closing your account, there may be dividends which companies are yet to pay which will delay the final reconciliation.
   • Date Settlement Complete: Date that your trading account received the all cash from your trades. If you are closing your account, there may be dividends which companies are yet to pay which will delay the final reconciliation.
   • Date First Transferred: Date that your investment account first transferred the trade settlement funds to your bank account. Typically within 7 days. These funds exclude any dividends or income yet to land in your account.
   • Date Transfer Finalised: Date that your investment account has received all cash from your previous holdings. If you are closing your account, there may be dividends which companies are yet to pay, which can delay the final reconciliation for a number of weeks.

Both larger-balance accounts or aggregated family accounts are eligible for administration fee discounts. The discounts apply on a progressive basis, so different portions of balances attract a different level of fees. 

Nucleus use different platforms, each platform has different levels where family discounts apply or a capped fee. You can apply for family group aggregation through the "Administration" section once you log into your Nucleus account.

DASH
DASH administration fees cap at a combined $500,000 for individual accounts or for a combined family unit of up to 6 members at $3,630 per annum. These 6 accounts can be of any type (super/investments/pension) and belonging to either one person or multiple family members. 

Praemium
Praemium’s administration fees cap at a combined $2,500,000 for individual accounts or a combined family unit of up to 6 members. These 6 accounts can be of any type (super/investments/pension) and belonging to either one person or multiple family members. 

Nucleus try to minimise the fees for trading.

On Interactive Brokers or DASH, there are no fixed fees for trading and so Nucleus will progressively trade any deposits that you make. 

On Praemium there are minimum amounts per share, and so:

• When you initially fund your account at Praemium they will wait until the funds in your account are equal to, or greater than, the initial investment total you specified in our onboarding process. Once your account gets to this amount, Praemium will send all your money off for trading in one go.
• For ongoing investments, Nucleus minimise the trading by limiting the amount that you will trade on each security.  
• If you would like to make additional contributions to your account, and plan to do so in multiple instalments close to each other, give us a call to discuss the best way to do this and make sure we can help you minimise your trading costs. 

Nucleus Wealth offers all investment portfolios through personal superannuation.

Once aboard, Nucleus Wealth sends you a prefilled form to give to your employer, where we can accept additional contributions much like any other fund.

Onboarding to create the client’s Nucleus Wealth superannuation account is easy and paperless, and the platform takes care of the rollover from your previous superannuation fund electronically.

We offer two different versions:

DASH

This is our low-cost superannuation option.

• This is best for lower balance (below $150,000) superannuation accounts
• Cost-effective solution for higher balances who prefer ETFs rather than direct international.
• Administration fees: 0.385% for the first $500,000. 0.035% thereafter.
• Trading fees: 0.11% 

Praemium Super SMA

• Best for mid-balance ($150,000-$300,000) superannuation accounts who are looking for more investment options
• Best for higher balance ($300,000+) superannuation accounts.

The fee structure is more complicated. See below for an indicative table showing the tiers, or log-in to our portal so we can generate a quote for you based on your balance and show the full costs.